When the lender is ready to “close” your loan, or “fund” it, your real estate agent and your mortgage broker will have you sign the final loan documents. Signing will typically take place in front of a notary or an escrow officer.
Ask your mortgage broker if there is anything you need to do to prepare for this, such as:
Bringing a photo ID
Bringing a cashiers’ check (if you are purchasing real estate)
Pro Tip: Allow yourself enough time to review the documents for accuracy.
“Wiring instructions” direct the electronic transfer of money between financial companies.
Plan Ahead: If possible, arrange to have the wiring instructions in place ahead of time.
Double-Check: Ensure they are verified for accuracy by both the sender and recipient of the wire.
It is critical that these instructions be exact, and even so, delays are all too common.
Your mortgage broker will probably call you to confirm that the money has been transferred and the loan has closed.
Next Step: Always follow up with a phone call to confirm that your loan funds went where they were supposed to go.
Purchase here comes with questions that mainland buyers may not be used to asking.
A property in the Florida Keys, give the Alina Davis Team a call.
Don’t miss out on this amazing opportunity to own a condominium.
We have a special section with a calendar of upcoming community events.
It is critical that these instructions be exact, even so, delays are all too common.
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The Good Health Clinic 7th Annual Beach Luau at Founders Park
Your lender is the best person to help you select a loan program to suit your needs.
The interest rates on variable loans readjust periodically based on changes in an index.
Whether you're searching for your perfect Keys escape, investing in a vacation rental, or selling a slice of paradise you've loved for years, my goal is always the same: honest guidance, strong advocacy, and a seamless experience from start to finish. The Florida Keys isn't just real estate — it's a lifestyle, and I'm here to help you find your place in it. I would be honored to help you take that next step toward sun, water, and everything the Keys has to offer.